{"id":92959,"date":"2026-04-18T19:07:25","date_gmt":"2026-04-19T00:07:25","guid":{"rendered":"https:\/\/www.bricktowntom.com\/blog\/?p=92959"},"modified":"2026-04-18T19:07:25","modified_gmt":"2026-04-19T00:07:25","slug":"inflation-makes-me-want-to","status":"publish","type":"post","link":"https:\/\/www.bricktowntom.com\/blog\/04\/inflation-makes-me-want-to.html","title":{"rendered":"Inflation Makes Me Want to \u2026\u2026!"},"content":{"rendered":"<p>Come on everyone, be honest and complete this sentence with me.<\/p>\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"993\" height=\"559\" src=\"https:\/\/i0.wp.com\/retireby40.org\/wp-content\/uploads\/2022\/05\/Inflation-Twitter-1024x576.jpg?resize=993%2C559&#038;ssl=1\" alt=\"Inflation makes me want to\" class=\"wp-image-26170\" \/><\/figure>\n<p>Oh man, inflation is crazy. I know it\u2019s been high since 2021, but the numbers have been off the charts lately. In case you\u2019ve been stuck in a Shanghai-style lockdown, check it out.  \u00a0\u00a0<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" width=\"700\" height=\"252\" src=\"https:\/\/i0.wp.com\/retireby40.org\/wp-content\/uploads\/2022\/05\/inflation-700.jpg?resize=700%2C252&#038;ssl=1\" alt=\"\" class=\"wp-image-26150\" \/><figcaption>Recently, inflation has been over 8%.<\/figcaption><\/figure>\n<\/div>\n<p>Everything is more expensive these days. Gasoline, groceries, eating out, and travel are just a few things that I\u2019ve been loathing to spend money on. It was a big shock when I came back from spending <a href=\"https:\/\/retireby40.org\/sahds-3-months-escape\/\">3 months in Thailand<\/a>. This is the highest inflation I\u2019ve experienced in my adult life. It sucks! <\/p>\n<h2><strong>Inflation makes me want to \u2026<\/strong><\/h2>\n<p>Okay, here is my answer.<\/p>\n<p><strong>Inflation makes me want to turtle up at home and not spend any money.<\/strong><\/p>\n<p>Not that we spent a lot of money previously, but high inflation is turning me into a recluse.<\/p>\n<p>Normally, Mrs. RB40 and I enjoy going out to eat at the neighborhood restaurants. There are so many eateries in our area that we haven\u2019t tried them all yet. But eating out seems so much more expensive lately. Inflation is really bringing out my cheapskate instinct.<\/p>\n<h2><strong>Eating out<\/strong><\/h2>\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-full\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" width=\"375\" height=\"500\" src=\"https:\/\/i0.wp.com\/retireby40.org\/wp-content\/uploads\/2022\/05\/pasta-400.jpg?resize=375%2C500&#038;ssl=1\" alt=\"\" class=\"wp-image-26154\" \/><figcaption>No wow.<\/figcaption><\/figure>\n<\/div>\n<p>We went out to dinner last week and it was $74 including drinks and tips. The food was &#8230;good. But at this price, the experience has better <strong>WOW<\/strong> me. Regrettably, it didn\u2019t. The food was nice, but I could have made 2 servings of this penne dish at home for about $8. If I can <a href=\"https:\/\/www.youtube.com\/channel\/UCH8PcOiAjrzR3Td6lyvclrw\" target=\"_blank\" rel=\"noreferrer noopener\">look it up on YouTube and cook it<\/a>, why should I bother changing out of sweat pants?<\/p>\n<p>The wine was nice, but $10 for a little taste made me wince. I got a huge bottle of Chianti from Trader Joe\u2019s for $11. And my wine glass at home is nicer to boot. This is why I\u2019m turning into a recluse. Eating in is more comfortable, cheaper, and way more pleasant. I don\u2019t even want to go out to dinner anymore unless the food is <strong>amazing<\/strong>.<\/p>\n<p>Anyway, the price really affected my experience. I think $50 would have been a fair price for this dinner. Oh, the drinks didn&#8217;t cost that much more than last year. I think the margin was high enough on drinks already so they didn&#8217;t raise the price much. Just my theory. I never liked paying 10-15 bucks for a drink.<\/p>\n<h2><strong>Yes, I\u2019m cheap<\/strong><\/h2>\n<p>Ok, I admit it. <a href=\"https:\/\/retireby40.org\/how-cheap-am-i-really\/\">I am cheap<\/a>. Just as I was getting more comfortable with spending money, inflation hit. It is turning me back into a cheapskate. My instinct is to stop spending when things are uncertain. This might be due to growing up poor. My parents only ate out once or twice per year. They were even cheaper than I am. It\u2019s natural for me to revert and turtle up.<\/p>\n<p>These days, the only thing I want to spend money on is growth stocks. They\u2019ve been beaten down so much. If we invest now, we\u2019d be <a href=\"https:\/\/retireby40.org\/secret-wealth-buy-assets\/\">wealthier in the long run<\/a>.<\/p>\n<p>The stock market looks bad, but this is the best time to buy if you\u2019re young. That\u2019s why you need to keep investing when the stock market is down. Don\u2019t make the same mistake I did during the Dot Com crash. I stopped investing in my 401k for a while and regretted it ever since. Just keep investing and you\u2019ll be way ahead of all your friends in 5 years or so.<\/p>\n<h2><strong>Alternatives<\/strong><\/h2>\n<p>As for eating out, I\u2019ve been thinking about what we can do instead. Here is my plan to keep Mrs. RB40 happy.<\/p>\n<ul>\n<li>Go out for <strong>lunch <\/strong>instead. Lunch is cheaper and we rarely drink when we go to lunch.<\/li>\n<li>Ply her with <strong>alcohol <\/strong>at dinner. I got that big bottle of Chianti and I\u2019ll pick up some happy sparkly wine for her. That should help her relax.<\/li>\n<li><strong>Cook <\/strong>new dishes at home. I\u2019ll look up the menus of local restaurants and try to make some at home. When we go out, I want to try dishes I can\u2019t make.<\/li>\n<\/ul>\n<p>Alright, cheapo husbands and wives of the world. Do you have any tips for keeping your spouse happy in this high inflationary environment?<\/p>\n<p><strong>Oh, what was your answer? Inflation makes me want to &#8230;&#8230;! Add your answer to the comment section below.<\/strong><\/p>\n<p>Real estate investment should do well over the next few years. We still have a housing shortage in the US and people need to live somewhere.\u00a0<a href=\"https:\/\/retireby40.org\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Check out CrowdStreet<\/strong><\/a>\u00a0if you want to generate passive income from commercial real estate. It\u2019s way easier than being a landlord.<\/p>\n<p>The post <a rel=\"nofollow\" href=\"https:\/\/retireby40.org\/inflation-makes-me-want-to\/\">Inflation Makes Me Want to &#8230;&#8230;!<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/retireby40.org\">Retire by 40<\/a>.<\/p>\n<p>Source: Retire By 40<\/p>\n<p id=\"kc_opp\"><small>Republished by  <a href=\"http:\/\/www.blogtrafficexchange.com\/\">Blog Post Promoter<\/a><\/small><\/p>","protected":false},"excerpt":{"rendered":"<p>Come on everyone, be honest and complete this sentence with me. Oh man, inflation is crazy. I know it\u2019s been high since 2021, &hellip;<\/p>\n","protected":false},"author":1,"featured_media":92960,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[52],"tags":[105],"class_list":["post-92959","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-head-start","tag-strategy"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.bricktowntom.com\/blog\/wp-content\/uploads\/2022\/05\/Inflation-Twitter-1024x576-1.jpg?fit=1024%2C576&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/p3k0YU-obl","jetpack-related-posts":[{"id":93748,"url":"https:\/\/www.bricktowntom.com\/blog\/04\/what-to-spend-on-when-inflation-is-high.html","url_meta":{"origin":92959,"position":0},"title":"What to Spend On When Inflation Is High?","author":"admin","date":"April 22, 2026","format":false,"excerpt":"Hey Everyone! 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Okay, here is\u2026","rel":"","context":"In &quot;A Head Start&quot;","block_context":{"text":"A Head Start","link":"https:\/\/www.bricktowntom.com\/blog\/category\/a-head-start"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.bricktowntom.com\/blog\/wp-content\/uploads\/2022\/09\/What-to-Spend-Money-On-When-Inflation-Is-High-350.jpg?fit=350%2C525&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":92750,"url":"https:\/\/www.bricktowntom.com\/blog\/04\/investing-in-the-changing-world-order.html","url_meta":{"origin":92959,"position":1},"title":"Investing in The Changing World Order","author":"admin","date":"April 17, 2026","format":false,"excerpt":"Last week, I wrote a pessimistic post about the future \u2013 Are You Prepared for Cold War 2? I spent so much time talking about how things are worsening that I didn\u2019t have time to talk about the investing part of it. 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Maybe I\u2026","rel":"","context":"In &quot;A Head Start&quot;","block_context":{"text":"A Head Start","link":"https:\/\/www.bricktowntom.com\/blog\/category\/a-head-start"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.bricktowntom.com\/blog\/wp-content\/uploads\/2022\/03\/40thbirthdaycake.jpg?fit=500%2C375&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":93155,"url":"https:\/\/www.bricktowntom.com\/blog\/05\/4-painless-ways-to-save-money-on-gas.html","url_meta":{"origin":92959,"position":3},"title":"4 Painless Ways to Save Money on Gas","author":"admin","date":"May 8, 2026","format":false,"excerpt":"Well, it looks like inflation will stay high for a while longer. The U.S. inflation rate hit another new high this year \u2013 8.6%. Many economists expected inflation to go down, but they were wrong. As a consumer, this isn\u2019t surprising at all. Food, gas, housing, utilities, hotel rooms, and\u2026","rel":"","context":"In &quot;A Head Start&quot;","block_context":{"text":"A Head Start","link":"https:\/\/www.bricktowntom.com\/blog\/category\/a-head-start"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.bricktowntom.com\/blog\/wp-content\/uploads\/2022\/06\/4-Painless-Ways-to-Save-Money-on-Gas-350.jpg?fit=350%2C350&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":92859,"url":"https:\/\/www.bricktowntom.com\/blog\/05\/is-happiness-more-important-than-money.html","url_meta":{"origin":92959,"position":4},"title":"Is Happiness More Important Than Money?","author":"admin","date":"May 14, 2026","format":false,"excerpt":"Last week, I saw a very interesting personal finance story. If you haven\u2019t seen this, then take a guess who this story is about. This person is an entrepreneur, hedge fund manager, and investing guru. 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