{"id":93345,"date":"2026-04-21T17:07:54","date_gmt":"2026-04-21T22:07:54","guid":{"rendered":"https:\/\/www.bricktowntom.com\/blog\/?p=93345"},"modified":"2026-04-21T17:07:54","modified_gmt":"2026-04-21T22:07:54","slug":"2022-passive-income-update","status":"publish","type":"post","link":"https:\/\/www.bricktowntom.com\/blog\/04\/2022-passive-income-update.html","title":{"rendered":"2022 Passive Income Update"},"content":{"rendered":"
\n
\"\"<\/figure>\n<\/div>\n

Whew, the first half of 2022 is over. It’s been a tough year for investors. The stock market is officially in a bear market and a recession is looming. Along with the stock market, our net worth decreased by the largest dollar amount ever (15%). However, our passive income is still holding up pretty well. This is why retirees need to build a passive income stream. It will help you weather the downturns. <\/p>\n

The last time I updated the quarterly passive income post, I asked you to check your asset allocation<\/a>. Hopefully, you did and rebalanced before 2022. Many investors had too much of their net worth invested in the stock market. A downturn like this is very painful to retirees who need to sell stocks. Fortunately, I diversified over the last few years. I sold some stocks and invested in several real estate crowdfunding projects<\/a>. This move paid off in 2022. You can see how below. Everyone needs diversification.<\/p>\n

Overall, our passive income was great in the first half of 2022. All our investments are hitting their strides. Our FI ratio was also great – 140%. This shows that my early retirement is solid.<\/p>\n

*FI ratio = passive income<\/strong> \/ expense<\/p>\n

\n
\"\"<\/figure>\n<\/div>\n
\n
\n

Table of Contents<\/p>\nToggle<\/span><\/path><\/svg><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n